Fee-Only Financial Planning

Specializing in Cross-Border Planning

Expat Planners offers guided trips to Mexico and Spain, ideal for Americans seeking remote work opportunities, retirement options, or assisted living services.

AIO Financial is a fee-only fiduciary firm dedicated to providing expert advice in retirement planning, investment management, tax strategies, estate planning, and insurance.

With clients across the U.S., Mexico, Spain, and beyond, we specialize in crafting customized financial strategies. We manage client assets at Schwab and are fully committed to our fiduciary duty, always acting in your best interest.

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Free Expat eBook

Expat eBook financial planning Americans living abroad

Free Expat Webinars

expat webinar Americans living abroad

Discovery Trips

expat discovery trips mexico spain retirement

Investment Management

Retirement Planning

Tax Planning

Insurance Analysis

Estate Planning

Impact Investing

Our Team

With extensive experience living in both Mexico and Spain, we can help you determine if either country is the right fit for you or your loved ones. Join us on one of our Discovery Trips to explore firsthand.

Bill Holliday, CFP®, AIF®, CSRIC™

Bill Holliday, CFP®, AIF®, CSRIC™

Financial Advisor

Larissa Chaira

Larissa Chaira

Financial Planner

Ivan Sanchez

Ivan Sanchez

Financial Advisor

Luis Sanchez

Luis Sanchez

Financial Advisor

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